401k Contributions 2025 Catch Up. 401 K Catch Up Contribution Limits 2025 Married David J Anderson On January 10, 2025, the Internal Revenue Service ("IRS") issued proposed regulations providing long-awaited guidance on the updates to 401 (k) catch-up contributions introduced by the SECURE 2.0 Act of 2022 (SECURE 2.0) For 2025, the catch-up contribution is an extra $7,500 on top of the $23,500 limit for everyone else, for a total limit of $31,000
401(k) limits, 'super catchup' contributions, increase in 2025 CPA Advisory Group from cpaagi.com
Starting in 2025, workers aged 60 to 63 can boost annual 401 (k) catch-up contributions to $10,000 — or 150% of the catch-up limit — whichever is greater. Significant changes include increased catch-up limits for those aged 60 to 63 and mandatory Roth contributions for high earners making more than $145,000.
401(k) limits, 'super catchup' contributions, increase in 2025 CPA Advisory Group
If you're a small business owner, you'll want to prepare now to ensure a smooth transition. SECURE 2.0 catch-up contributions 60-63 Under SECURE 2.0, beginning this year, 2025, individuals ages 60 to 63 are eligible for increased catch-up contributions in their retirement plans. Starting in 2026, though, savers over the age of 50 will be divided into two groups based on annual income:
2025 401k Contribution Limit Catch Up Moyna Tiffani. The catch-up contribution limit that generally applies for employees aged 50 and over who participate in most 401 (k), 403 (b), governmental 457 plans, and the federal government's Thrift Savings Plan remains $7,500 for 2025. For 2025, the catch-up contribution is an extra $7,500 on top of the $23,500 limit for everyone else, for a total limit of $31,000
2025 401k Contributions Max Salary Faris Naroman. Sixty- to 63-year-olds get a super contribution for the first time. Discover the key 401(k) catch-up contribution changes coming in 2025 under the SECURE 2.0 Act